Orbit Protect Working Holiday Insurance Plan

In the previous post, top 5 reason to choose Orbit Protect, we mentioned about the Orbit Protect doesn’t burn a hole in your pocket. So, what the plan covers?

Orbit Protect Working Holiday Insurance Plan

The plan covers travel from your home country to New Zealand, your time in New Zealand, and travel back home. All of the insurance plans with OrbitProtect include cover for transits of up to 9 days en route (including stopovers) and 31 days of travel in Australia and South West Pacific.

Beside that, the working holiday insurance plan also covers:

• Medical
• Disrupted travel cover
• Property
• Loss of deposits
• Personal liabity
• Excess

Insurance Plan Details

In detail, please refer below:

	Working Holiday Insurance Plan
Medical expenses	NZD 250,000
Evacuation/return to country of origin if you become disabled	Responsible cost
Other persons’ travel and accommodation costs to travel to be with you	Up to NZ$100,000 A daily accommodation limit of NZ$250 to a maximum of NZ$5,000 applies
Funeral and cremation, or returning remains to your country of origin	Up to NZ$100,000
Accidental death	Up to NZ$25,000 (NZ$10,000 if under 16 years)
Luggage and personal effects are covered for their replacement cost (“new for old”) irrespective of age	Not automatically covered. Options available, contact Orbit Protect
Clothing and footwear that are more than 12 months old are settled on a depreciated basis (“new cost with a deduction for wear”)	Property cover can be arranged by specifying items at a cost of 2% of the total value
The maximum value per item you can specify is NZ$10,000. The limit of the total value of all items specified is NZ$30,000	Or choose the property cover option up to NZ$5,000maximum cover on any items, pair or sets of items isNZ$1,000. Additional premium applies
Additional travel and accommodation costs if travel plans disrupted by strikes, weather, etc.	Up to NZ$10,000
Cancellation of travel arrangements	Up to NZ$50,000
Legal liability for accidental death or injury or property damage	Up to NZ$100,000
The excess that applies to each claim	NZ$50 on all accidental injury claims and NZ$100 on all other claims

The cost of the working holiday insurance plan, is not expensive actually, please refer below:

5 Reasons Why Choose Orbit Protect Working Holiday Insurance

Among all the insurance providers, I found out Orbit Protect Working Holiday Insurance is the best. Why? Because it is so so so affordable! Compare to other insurance provider, Orbit Protect Working Holiday Insurance is thoughtful and tailor made for working holiday makers.

Why Choose Orbit Protect Working Holiday Insurance

• Freedom to choose the duration time to insure – You can select number of days or how many months you like to be covered.
• Customised and tailor made – Covers all the essentials that a working holiday maker need.
• Covers the most common working holiday job – Whether you are working in retailing, accommodation exchange, pubs, tavern, bars, cafes, restaurants, horticulture or viticulture industry, you are fully covered.
• Transits and outbound travel – Cover your transits of up to 9 days en route (including stopovers) and 31 days of travel in Australia and South West Pacific.
• Super affordable. Check out the pricing table below.

New Zealand Working Holiday Insurance

Image : OrbitProtect

Do I need to have a medical insurance to travel to New Zealand? It is depending on your nationality. If you are from Canada, Ireland, Japan, Malaysia and United Kingdom, the medical insurance is optional. However, if you are from other countries than that, you MUST maintain or HAVE a medical insurance covered while you are in New Zealand.

New Zealand Working Holiday Insurance

Although, it is not necessary to have a medical insurance for some nationalities working holiday makers, such as Malaysians. However, if you or your parents are worried, you may consider the insurance provider below.

Which New Zealand Working Holiday Insurance To Buy

There are a few of New Zealand Working Holiday insurance. What are the cost for it? Which one is the best?

• Orbit Protect – All of the plans are designed to cover travel from your home country to New Zealand, your time in New Zealand, and travel back home. All of the insurance plans with OrbitProtect include cover for transits of up to 9 days en route (including stopovers) and 31 days of travel in Australia and South West Pacific. The cost of insurance is depending on how many months you plan to buy. It cost NZD 285 for a year.
• Health and Travel / World Nomads – Independent insurance brokers, highly recommend Orbit Protect after I submit the quote.
• Down under Insurance – Applicable to residents and citizens of UK, Australia and New Zealand.
• Pro Trip World – € 39.30 per month (World wide except USA and Canada)

Therefore, the wise choice would be the local and budget Orbit Protect.  It is tailor made for working holiday makers, and most of all, it is  so affordable!